You can use your own private insurance or credit card insurance providers no problem. In this case you will be requested to provide proof of own insurance that includes covers for Costa Rica and 4×4 rentals – some of our cars (Defenders, Land Cruisers, FJ Cruisers are considered “Exotic” for some private or credit card coverages so also consider this exclusion possibility in the fine print with your own providers.
Not presenting proper proof of own insurance or not getting Insured by our provider make you fully responsible for damages to the car and to third parties.
If something is not clear at the time of booking about insurances dont worry – we can discuss this in persona and you can add the necessary insurances the day you come to pick the car up.
If you use your own insurance provider all payments, refunds, paperwork and communication between your insurance is between you and your provider.
If you want to drive without Insurance we at least recommend you get the Third-Party Liability coverage (which covers damages you cause to other people or property) as that one can be the most risky/unpredictable/highest cost.